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Columbus, MS 39705

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Columbus, MS 39705

Address: 2203 Highway 45 N, Columbus, MS, 39705
Phone number: (662) 262-9048
1
Car
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2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Fast Process!

I needed a loan fast so sent a request into Mississippi Title Loans. They got right back to me and I got the money I needed so fast!

- Bianca Avalos
Best Company Ever!

Best company you will ever get a loan from! It’s the only way I will borrow money. Professional, convenient, and overall just awesome!

- Tracy Fassett
Thank You!

I am satisfied with choosing Mississippi Title Loans. They were able to assist me with a loan quickly and I thought the service was good throughout. Highly suggest trying them out for yourself.

- Rolndo McGrath
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Columbus Title Loans

When you are faced with financial liabilities and are having trouble gathering enough cash, you can rely on us to get you the funds you need. Don’t rely on a slow and outdated bank or credit union. Use our fast online title loan services to get pre-approved in under 15 minutes and have the cash in your bank account in under 24 hours.

What Is A Car Title Loan?

A car title loan is a loan that uses your vehicle’s title as collateral. The amount of your loan is based on the market value of the vehicle. Your approval is based on your current ability to repay the loan and is not based on your credit score.

Common Questions

Here are some of the most frequently asked questions that we get. If you have any more questions or concerns, please give us a call today. We would love to help you.

What Are The Requirements?

The requirements for a car title loan vary depending on which financial institution you go with. Luckily, we offer the easiest requirements around. These requirements include you being at least 18 years old and making $1,500 per month. The final requirement is that the car title is lien-free.

Do I Have To Have Good Credit?

No, we do not require credit scores at all. Instead of looking at your financial history, we look at your current ability to meet your payments as well as the value of your vehicle.

How Long Does It Take To Get The Money?

Residents that apply today can get money in their bank account in as little as 24 hours. The money will go through as a direct deposit into your checking or savings account.

Can I Drive My Vehicle?

Yes, you still get 100% access to your vehicle while paying off your loan. We will just take your vehicle’s title until the loan is completely paid off.

How Much Money Can I Borrow?

Car title loans are one of the easiest ways to get the cash you need quickly. We usually do not lend out more than $50,000 but the overall amount is dependent on the value of your vehicle.

Apply Today, Get Cash Tomorrow

Local residents in need of fast cash can rely on us to get them the best Columbus title loan around. Our team of lenders will customize a loan that is convenient for you based on your current situation. Give us a call or fill out our online application form.

Frequently Asked Questions:

  • What is an auto title loan?

    An auto title loan (also referred to as a pink slip loan) is based on the value of your vehicle and not your financial history. Title loans are secured by the value of your vehicle, which means the title will be used as collateral, hence the name. You get to keep driving your vehicle while making payments on the loan and, once the loan is paid off, we will return the title to you.

    Auto title loans are the perfect solution for people in need of fast cash but who have poor credit. Since the loan is based on your vehicle, you can get approved for a loan amount with low or no credit. These loans come with low requirements and minimal paperwork, which makes them one of the fastest ways to get extra cash.

  • What are the requirements?

    We only have a few requirements for our title loans. Whereas a traditional bank will require tons of paperwork and incredible credit, we will approve you for a loan with minimal paperwork and no credit. Our requirements include:

    • A vehicle with sufficient value
    • You are at least 18 years old
    • You have all of the required documents
    • You make at least $1,500 per month
    • The vehicle’s title is lien-free
  • What documents do I need to be approved?

    Before applying, we recommend that you gather all of the required documents. This will expedite the loan process and get the money to you faster. Typically, we will need basic documents like:

    • A valid drivers license or ID
    • Proof of residency and income
    • Proof of insurance and registration
    • The vehicle’s title or pink slip
  • How long does it take to get the money?

    Our customers are able to get preapproved for a loan amount in less than 15 minutes. Once you have been preapproved, you can expect to receive payment in as little as 24 hours. This process can bed expedited by gather all of the required documents before applying.

  • How much money can I get?

    The amount of your loan is dependent on your vehicle’s equity. To determine the equity, your loan officers will look at its make, model, age, condition, mileage, and current resale value. This will determine how much you can get from your loan. If your vehicle is worth $11,000, you could receive up to $11,000 through an auto title loan.

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